Cannabis Programs*
General Liability
- Occurrence Form
- Up to $2,000,000 per Occurrence / $2,000,000 Aggregate
- Pesticide and Herbicide Applicators Endorsement
- Waiver, Primary and Non-Contributory Endorsements
Product Liability
- Claims Made Form
- Up to $5,000,000 Combined Single Limit
- Minimum Premium $1,000
- Up to 5 year Retro Date
- Defense Outside of Limits available upon request
Excess Liability
- Occurrence Form
- Up to $4,000,000
Property
- UP to $10,000,000 Property Limits Per Location
- Property Endorsements – Including Transit / Cargo
- Stock Throughput Options
CBD Crop Insurance
- Indoor Plants In-Process
- Up to $10,000,000 Living Plants
- Stock Throughput Options
Equipment Breakdown
- Up to $10,000,000 Limits
- Loss of Business Income
- Reputational Recovery
- Data Compromise
Workers Compensation
- All Cannabis Class Codes
- Minimum premium $4,000
Cultivators
- Indoor
- Outdoor
- Greenhouse
Processors/Harvesters
- Owned
- Sub-Contracted
Manufacturer
- Cannabis Products & Equipment
Transporters
- Owned
- Sub-Contracted
Franchisors
- In-State or Multistate
Dispensaries – Retailers
Transportation Services
- Business to Business
Laboratories
Property Managers
Landlord/Building Owners
Tobacco Retail Stores
Garden Stores
- Retail and Wholesale
- Hydroponics
*Insurance programs, insurance coverage, terms & conditions will vary from account to account, State to State and carrier to carrier. Since we write in multiple States with multiple carriers “your” insurance quote, coverage, term & conditions will/may vary from the information provided above. Your agent or broker from Athena Insurance and Financial Services will let you know.